This AXA Insurance package, designed for a single premises shop will cover your contents, seasonal increases, inflation protection, loss of licence, business interruption, legal expenses, public, product and employer’s liability.

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AXA Insurance recognises that certain times of the year can be particularly busy and that you may need to increase your stock for the extra trade. To help you, we offer you a free extra 25% contents cover on top of your stock sum insured to help accommodate for these seasonal periods.

Our Shop insurance package also provides your business with a 24 hour glass replacement service so that your shop windows, doors and partitions can be repaired when needed.

Contents Covers the business contents in your shop against loss or damage Seasonal Increases A 25% increase to the sum insured for your stock to cover busy seasonal periods such as Christmas and Easter Inflation Protection Cover providing an automatic increase to your sums insured inline with inflation Loss of License Protects you against depreciation in the value of the licensed premises due to the licence being forfeited, revoked, suspended or refused renewal Business Interruption Covers the loss of profits from your business, arising from insured events such as a fire Legal Expenses Covers solicitors’ fees and expenses, the cost of barristers and witnesses, court costs and opponents’ costs if awarded against you

Buildings Insurance Covers your shop business area for all risks including accidental damage Subsidence Protecting your building against loss or damage through or in consequence of subsidence Terrorism Protecting your business against loss or damage through or in consequence of terrorism Computer Breakdown Covers breakdown and failure of computer equipment or loss/damage to computer records 'All Risks' on specified items Cover for specified items for loss or damage away from your business premise Theft by Employees Protects your business in the event of theft by an employee